Brandon Melgares

15391 https://prod.dxp.academymortgage.com/about-us/team/brandon-melgares/detail

Loan Officer

NMLS #2015178

604 25 Road , Grand Junction, CO 81505

Direct (970) 250-1372

brandon.melgares@academymortgage.com

I am licensed in: CO #100519706, NM #2015178, OK #MLO27544

Welcome!

It's all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices.....

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Stop believing these mortgage myths

Mortgage myths can cost you—and even keep you from reaching your big-picture goals. Here are several worth rethinking.

What your neighbors are saying about Brandon Melgares

The strength and stability of a national lender

#1

Top-rated mortgage lender on Zillow

54k

Families served last year

30+

Years serving families

200+

Academy branches nationwide

Featured Loan Programs

For every unique situation, we offer a tailored solution

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Conventional Loans

For homebuyers with good to great credit and money to put down, this is by far the most common type of home loan.

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FHA Loan

Even if you don’t have great credit and you lack the savings for a down payment, an FHA Loan offers a clear path to homeownership.

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VA Loan

Active-duty military members, veterans, or eligible family members can purchase a home without putting any money down.

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30+ years of mortgage experience, at your fingertips

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Getting started

Useful tips and practical advice to help get your homeownership journey started.

Credit score

Learn about what goes into your credit score and how it impacts your home loan.

Buying process

Get up to speed on everything from choosing a real estate agent to home inspections.

Down payment

Learn how much you need to put down as well as strategies for first-time homebuyers.

Loan education

Mortgage 101 for buyers who need help understanding their options.

Veterans

Learn more about the amazing benefits of a VA Loan and how to unlock them.

Insurance

Understand the basics of mortgage insurance and why you might need it.

Selling

Helpful guidance for homeowners thinking about or getting ready to sell.

Downsizing

Consider these important topics if you’re ready to move into a smaller space.

Home improvement

Tips for adding value to your home and how to finance renovations.

Refinancing

How to figure out when the time and situation is right to refinance your home.

Home equity

Learn more about how to take advantage of your home’s value.

Loan help

Get help with your My Mortgage app, including instructions for accessing, uploading, and signing documents.

Homebuying 101

Mortgage basics

Loan types

Mortgage trends

Get expert insights into the latest news about mortgage trends and how they impact you.

Housing market

Stay up to date on where the housing market is right now — and where it's heading.

Real estate agents

Expert mortgage advice so you can better service your existing clients — and attract new ones.

Industry professionals

If you're a mortgage professional, we'll help you stay on top of the latest products and trends.

Lifestyle

Advice, tips, and trends for beautifying —and enjoying — the place you call home.

Social impact

Get inspired to make an impact in your community — and around the world.

Culture

Inspire hope

Leadership & growth

Events

Mortgage news

Press releases

Industry news

New hires

National

Global

Kristi Pickering

203k

Renovation Loan

mortgage rates

All articles

Explore our full library of resources for homebuyers, homeowners, and industry professionals.

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Lifestyle

How much should you have in your emergency fund?

What’s in your emergency fund? Here’s how much financial experts say you need to stay afloat.

Social impact

COVID ICU survivor buys her first house

How did an ICU survivor become a first-time homeowner? Michele contacted her Academy Loan Officer.

Let's work together

I will always take the time to explain your options, answer any questions you may have, keep you informed, and guide you through every step of the mortgage process, from the beginning to closing.

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Our Impact

Committed to inspiring hope in our own communities—and around the world

Explore our projects

Global

Paving the path to a better future

How Academy Mortgage is Inspiring Hope in a remote village in Ecuador.

4K

Hours of Expedition Service

615K

Miles Traveled by Academy Volunteers

70K

Meals Served

50+

Community Partners