12551 https://prod.dxp.academymortgage.com/about-us/team/brett-nicoletti/detail
Brett Nicoletti

Brett Nicoletti

Branch Manager, Producing
NMLS #333604

236 N Santa Cruz Avenue 239, Los Gatos, CA 95030

I am licensed in: CA #CA-DBO333604

Welcome! It's all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and.....

Read More

Stop believing these mortgage myths

Mortgage myths can cost you—and even keep you from reaching your big-picture goals. Here are several worth rethinking.

mortgage myths graphic

What your neighbors are saying about Brett Nicoletti

“Brett Nicoletti he’s very helpful and very experienced”

Prempreet kaur K.
San Martin, CA

“Brett is a great communicator, never once did I worry about not knowing what was going on during the course of our transaction.”

Armin jr mckee %ReviewerLastName%
San Martin, CA

“Big wins: Personal approach, conversational tone of voice, empathy for the specific set of circumstances for our family.”

Paul T.
Fair Oaks, CA

“Mortgage brokers play a critical role in the homebuying process, acting as a mediator between lenders and borrowers to help secure the best possible mortgage deals. A great mortgage broker can save borrowers time, money, and stress by providing expert advice on the various mortgage options available and by working to negotiate the best possible terms and rates. Brett's expertise in the mortgage industry can be demonstrated by his ability to handle the clients. So thankful for Brett!”

Carly webster %ReviewerLastName%
Fair Oaks, CA

“Explained everything well.”

Michael I.
Richmond, CA

The strength and stability of a national lender


Top-rated mortgage lender on Zillow


Families served last year


Years serving families


Academy branches nationwide

30+ years of mortgage experience, at your fingertips

Browse all resources

I want to

All articles

Explore our full library of resources for homebuyers, homeowners, and industry professionals.

Browse resources

How much is your home worth?

Enter an address and find out the estimated market value of your home, or a home you have your eye on.

Lorem ipsum dolor

Let's work together

I will always take the time to explain your options, answer any questions you may have, keep you informed, and guide you through every step of the mortgage process, from the beginning to closing.

Our Impact

Committed to inspiring hope in our own communities—and around the world

Explore our projects

Paving the path to a better future

How Academy Mortgage is Inspiring Hope in a remote village in Ecuador.

Read more


Hours of Expedition Service


Miles Traveled by Academy Volunteers


Meals Served


Community Partners