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Jonathan Smith
Loan Officer NMLS #1646895
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Your local mortgage expert

Loan Officer
Jonathan Smith
Loan Officer NMLS #1646895
Visit Site
Not who you are looking for?
14126 https://prod.dxp.academymortgage.com/about-us/team/j-carnes/detail
J. Carnes

J. Carnes

Loan Officer
 NMLS #1809025

2076 South Woodlands Village Blvd 201, Flagstaff, AZ 86001

Direct (928) 600-1560
j.carnes@academymortgage.com
I am licensed in: AZ #LO-1003241

J. Carnes is a Mortgage Loan Officer serving Arizona. He has been in the mortgage industry since 2019; helping people like you obtain their goal of sustainable homeownership. J truly understands that mortgages and lending can be unfamiliar territory for many. Over the years he has had the.....

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Stop believing these mortgage myths

Mortgage myths can cost you—and even keep you from reaching your big-picture goals. Here are several worth rethinking.

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What your neighbors are saying about J. Carnes

“Really great job, never at any point felt in the dark about anything!!”

Austin prettyman %ReviewerLastName%
Williams, AZ
12/04/2023

“Jay was excellent in keeping in constant contact thru the whole home buying process. His high, positive energy was a pleasure to experience in a time that was very stressful.”

Peter V.
Flagstaff, AZ
08/19/2023

“J. was promptly responsive and knowledgeably helpful”

Christine A.
Camp Verde, AZ
07/02/2023

“Very easy to reach and keep in touch on status”

Christopher G.
Camp Verde, AZ
07/01/2023

“J's communication skills are excellent. He truly is a partner in the transaction.”

Lorraine delacruz %ReviewerLastName%
Munds Park, AZ
06/16/2023

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