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Joe Garcia

Joe Garcia

Loan Officer
NMLS #2008875

5207 North McColl Road , McAllen, TX 78504

I am licensed in: TX #2008875

Welcome! I'm Joe Garcia, a Loan Officer for Academy Mortgage. There are several reasons why I hope you will consider me for your mortgage lending needs:

  • I thoroughly enjoy helping people realize the dream of homeownership. There is nothing more fulfilling than watching the happiness of families.....
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Stop believing these mortgage myths

Mortgage myths can cost you—and even keep you from reaching your big-picture goals. Here are several worth rethinking.

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What your neighbors are saying about Joe Garcia

“Joe has been the best!”

Margaret gower-evins %ReviewerLastName%
Marion, TX

“Joe is excellent! He is very professional and made the process very pleasant! Very happy with outcome and will absolutely recommend.”

Brenda H.
Alamo, TX

“Joe and his team literally worked miracles to help my clients and me. God-willing, looking forward to working with one another for years to come! Thank you!”

Vanessa alaniz %ReviewerLastName%
Brownsville, TX

“Awesome service!!! Made closing happen in a timely manner!!!!”

Roberto S.
McAllen, TX

“Joe was great at communicating.”

Matthew H.
Weslaco, TX

The strength and stability of a national lender


Top-rated mortgage lender on Zillow


Families served last year


Years serving families


Academy branches nationwide

30+ years of mortgage experience, at your fingertips

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Let's work together

I will always take the time to explain your options, answer any questions you may have, keep you informed, and guide you through every step of the mortgage process, from the beginning to closing.

Our Impact

Committed to inspiring hope in our own communities—and around the world

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Paving the path to a better future

How Academy Mortgage is Inspiring Hope in a remote village in Ecuador.

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Hours of Expedition Service


Miles Traveled by Academy Volunteers


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