Contact Us Find a Loan Officer Login
Academy Logo

Apply Now
Contact Us Find a Loan Officer Login

Your local mortgage expert

Loan Officer
Jonathan Smith
Loan Officer NMLS #1646895
Visit Site
Not who you are looking for?
Apply Now

Your local mortgage expert

Loan Officer
Jonathan Smith
Loan Officer NMLS #1646895
Visit Site
Not who you are looking for?
12916 https://prod.dxp.academymortgage.com/about-us/team/rafael-najera/detail
Rafael Najera

Rafael Najera

Sales Manager, Producing
 NMLS #256119

365 E. Germann Road 201, Gilbert, AZ 85297

Direct (602) 561-7156
rafael.najera@academymortgage.com
I am licensed in: AZ #LO-0912252, CA #CA-DOC256119, CO #100529222, GA #256119, IL #031.0073486, KY #MC769668, NM #256119, NV #53703, TX #256119

Se habla español.


Rafael Najera is a Mortgage Loan Officer serving Arizona, California, Colorado, Georgia, Illinois, Kentucky, New Mexico, Nevada and Texas.

He has been in the mortgage industry since 2002; helping people like you obtain their goal of sustainable homeownership. Rafael Najera.....

Read More
Apply Now Contact Me

Stop believing these mortgage myths

Mortgage myths can cost you—and even keep you from reaching your big-picture goals. Here are several worth rethinking.

mortgage myths graphic

What your neighbors are saying about Rafael Najera

“Rafael was on point through the entire transaction. He was always focuses and fast responding. Would definitely recommend him in the future!”

Dolyn peterson %ReviewerLastName%
Spring Creek, NV
11/09/2023

“always available when I needed answers”

Catherine S.
Animas, NM
08/11/2023

“Did everything he could to get us approved”

Ivan R.
Coolidge, AZ
06/13/2023

“Hello all the process was great thank you”

Eduardo C.
Phoenix, AZ
05/26/2023

“Had a great and Smooth transaction on my recent Closing, Buyer is extremely happy with his new home loan and Rafael Najera exceeded our expectations.”

Adolfo banuelos %ReviewerLastName%
Phoenix, AZ
02/17/2023

The strength and stability of a national lender

#1

Top-rated mortgage lender on Zillow

54k

Families served last year

30+

Years serving families

200+

Academy branches nationwide

30+ years of mortgage experience, at your fingertips

Browse all resources

I want to

I’d like to know more about:

    Categories
    Getting started
    Useful tips and practical advice to help get your homeownership journey started.
    Credit score
    Learn about what goes into your credit score and how it impacts your home loan.
    Buying process
    Get up to speed on everything from choosing a real estate agent to home inspections.
    Down payment
    Learn how much you need to put down as well as strategies for first-time homebuyers.
    Loan education
    Mortgage 101 for buyers who need help understanding their options.
    Veterans
    Learn more about the amazing benefits of a VA Loan and how to unlock them.
    Insurance
    Understand the basics of mortgage insurance and why you might need it.
    Selling
    Helpful guidance for homeowners thinking about or getting ready to sell.
    Downsizing
    Consider these important topics if you’re ready to move into a smaller space.
    Home improvement
    Tips for adding value to your home and how to finance renovations.
    Refinancing
    How to figure out when the time and situation is right to refinance your home.
    Home equity
    Learn more about how to take advantage of your home’s value.
    Loan help
    Get help with your My Mortgage app, including instructions for accessing, uploading, and signing documents.
    Homebuying 101
    Mortgage basics
    Loan types
    Mortgage trends
    Get expert insights into the latest news about mortgage trends and how they impact you.
    Housing market
    Stay up to date on where the housing market is right now — and where it's heading.
    Real estate agents
    Expert mortgage advice so you can better service your existing clients — and attract new ones.
    Industry professionals
    If you're a mortgage professional, we'll help you stay on top of the latest products and trends.
    Lifestyle
    Advice, tips, and trends for beautifying —and enjoying — the place you call home.
    Social impact
    Get inspired to make an impact in your community — and around the world.
    Culture
    Inspire hope
    Leadership & growth
    Events
    Mortgage news
    Press releases
    Industry news
    New hires
    National
    Global
    Kristi Pickering
    203k
    Renovation Loan
    mortgage rates

    All articles

    Explore our full library of resources for homebuyers, homeowners, and industry professionals.

    Browse resources

    How much is your home worth?

    Enter an address and find out the estimated market value of your home, or a home you have your eye on.
    Lorem ipsum dolor

    Let's work together

    I will always take the time to explain your options, answer any questions you may have, keep you informed, and guide you through every step of the mortgage process, from the beginning to closing.

    Get in touch

    Our Impact

    Committed to inspiring hope in our own communities—and around the world

    Explore our projects
    Global

    Paving the path to a better future

    How Academy Mortgage is Inspiring Hope in a remote village in Ecuador.

    Read more

    4K

    Hours of Expedition Service

    615K

    Miles Traveled by Academy Volunteers

    70K

    Meals Served

    50+

    Community Partners

    Want to learn more about Academy Mortgage?