13851 https://prod.dxp.academymortgage.com/about-us/team/zachary-hayes/detail
Zachary Hayes

Zachary Hayes

Loan Officer
NMLS #1501687

1810 East 3100 North , Layton, UT 84040

I am licensed in: ID #MLO-2081501687, UT #10392463

Welcome! It's all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and.....

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Stop believing these mortgage myths

Mortgage myths can cost you—and even keep you from reaching your big-picture goals. Here are several worth rethinking.

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What your neighbors are saying about Zachary Hayes

“Personal and helpful”

Renae J.
Twin Falls, ID

“Zach and his team were awesome to work with!! They were handed a challenge as and made the most of it. Zach communicated extremely well, kept me and my team informed on next steps as well as the buyers. I highly recommend Zach and his team!”

Kristoffer bertagnolli %ReviewerLastName%
Idaho Falls, ID

“Great Job Zach!”

Jacob s brewer %ReviewerLastName%
Roy, UT

“Zach made it a super easy process from start up finish!”

Zane A.
West Point, UT

“Zach is on top of everything and great at communication throughout the process. He’s a great asset to Academy Mortgage.”

Gabriela F.
Layton, UT

The strength and stability of a national lender


Top-rated mortgage lender on Zillow


Families served last year


Years serving families


Academy branches nationwide

30+ years of mortgage experience, at your fingertips

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Let's work together

I will always take the time to explain your options, answer any questions you may have, keep you informed, and guide you through every step of the mortgage process, from the beginning to closing.

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Committed to inspiring hope in our own communities—and around the world

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Paving the path to a better future

How Academy Mortgage is Inspiring Hope in a remote village in Ecuador.

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