We bring the finish line to you
Managing your mortgage can feel like a marathon—between gathering your paperwork, submitting your application, and crossing your fingers that everything goes through. But at Academy Mortgage, we bring the finish line to you.
Ready to start your mortgage management journey?
Hello! If you have questions about managing your mortgage, I’m confident these resources can help. Browse below or fill out the form, and I can answer your questions.
Don’t let myths about homeownership hold you back
Myth #1. You should only meet with your Loan Officer to lower your rate.
Not so! While a mortgage check-in is commonly associated with lowering an interest rate, it can also be used to change loan terms (from an adjustable to fixed rate, for example), improve loan terms if credit has improved, shorten a loan’s term to pay it off sooner, and drop PMI (Private Mortgage Insurance), for those who are eligible.
Myth #2. Adjusting your mortgage isn’t worth the cost.
Not exactly! Adjusting a mortgage may help lower a monthly payment—either by reducing a mortgage rate or extending a loan’s term, which may increase total interest payments. Your Loan Officer can help you calculate how long it’ll take to break even, or how long it’ll take to recoup your upfront costs.