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Academy's Featured Articles
How to use a Buydown to reduce your interest rate
How can you find the lowest rate in today’s market? A Temporary Buydown could offer a solution.
What causes mortgage rates to rise and fall?
If only there was a magic formula that could tell us exactly where mortgage rates are heading.
Limited funds? Look into down payment assistance
A down payment is a common hurdle to homeownership. That’s why there’s down payment assistance.
How to use a Buydown to reduce your interest rate
How can you find the lowest rate in today’s market? A Temporary Buydown could offer a solution.
What causes mortgage rates to rise and fall?
If only there was a magic formula that could tell us exactly where mortgage rates are heading.
Limited funds? Look into down payment assistance
A down payment is a common hurdle to homeownership. That’s why there’s down payment assistance.
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Rates aren’t forever. Your home is.
Buy your dream home today, refinance for a better rate later. Learn more about Academy’s 5-year refi pledge.
Fund 100% of the cash required to close on your home
A first-time homebuyer program with built-in down payment assistance? Get to know HomeBoost.
Everything you need to know about closing costs
What are closing costs, and how much can you expect to pay? Before you buy a house, find answers.
Should you buy flipped or renovate?
Are you better off shopping newly flipped homes, or should you use an all-in-one Renovation Loan?
NEW: FHA Loan limits just increased
The amount you can borrow using an FHA Loan is going up in 2024, according to a recent announcement.
Take advantage of higher Conforming Loan limits
The FHFA has raised 2024 Conforming Loan limits by more than 5%, to a maximum of $766,550.
Fixed vs. Adjustable-Rate? Let’s compare.
What’s the difference between a Fixed-Rate and an Adjustable-Rate Mortgage? Which should you choose?
How to use a Buydown to reduce your interest rate
How can you find the lowest rate in today’s market? A Temporary Buydown could offer a solution.
What is mortgage insurance? A quick guide
What is mortgage insurance, and do you need it? It depends on your loan type.
With today’s rates, an MCC is even more powerful
The Mortgage Credit Certificate Program (MCC) was created to assist low- and mid-income homebuyers.
What are seller concessions? A quick breakdown
Depending on your local market, seller concessions may once again be possible.
Can you buy a home with student loans?
At face value, student loan debt can make homeownership feel out of reach. Find out what’s possible.