Learn more about VA Loans

Veteran, Active-Duty, or Reservist? You may qualify

VA Loans are offered by the government—specifically for Active-Duty personnel, Reservists, Veterans, and surviving spouses with full VA entitlement. With no down payment requirements and no monthly mortgage insurance, a VA Loan is easily a top-tier option for those who qualify.

Military family standing outside of their house

A few key benefits of VA Loans:

  • Unique options – VA Loans offer some of the competitive mortgages on the market as a thank you for your service.
  • Budget-friendly – On top of not requiring a down payment or mortgage insurance, you may qualify for a VA Loan with a credit score as low as 580.

A VA Loan might be a good fit if:

  • You or your spouse are active-duty, Reservist, or a Veteran.
  • You want to buy a home with no down payment or monthly mortgage insurance.
Military family looking at documents

Mortgage myths

Don’t let myths about VA Loans hold you back

Myth #1: I can only use a VA Loan once
Not true! If you’re eligible, you can use a VA Loan to buy a house now and in the future. Your VA eligibility will be dependent on your current entitlement. 

Myth #2: VA Loans have worse interest rates
Nope! As with all loans, your mortgage rate is affected by multiple variables. But typically, VA Loans will carry a lower interest rate.

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